26 Aug 2016

14 Nigerian Banks USSD Code To Transfer Money On Phone + Steps

Lately, all Nigerian banks are trying to make banking quite easy and convenient for its customers by developing various alternative ways to bank while on the go such as mobile banking, mobile money, internet banking, ATM transactions and now banking on phone via USSD codes without internet connection.

It all started from GTBank with the introduction of GTB *737# mobile banking and gradually most banks picked up the idea due to the ease it offers and now its everywhere.
money transfer with ussd code
So in this post, you will find the USSD codes for 14 Nigerian banks with which you can easily transfer money and carry out other bank transactions in just any phone. As well as the steps on how to carry out this transactions. And by just any phone, I mean you can transfer your money even on a Nokia touch light, tecno phones without internet connection. You don't even need a mobile app nor a visit to an ATM machine.

What Is A USSD Code?
USSD (Unstructured Supplementary Service Data) is a Global System for Mobile(GSM) communication technology that is used to send text between a mobile phone and an application program in the network. Applications may include prepaid roaming or mobile chatting.

An example is the code you use to load recharge card or check airtime balance on MTN, Glo, Airtel and Etisalat (that is *556#, *555*pin#).

Why You Should Transfer Using This Codes/Medium?
==>It's Secure
==>No stress; just dial the codes and follow the instruction voila.
==>Easy and convenient: you can use this to transfer money to a friend that is stranded. And your friend could actually do the same for you. Meaning it could be a life saver when stranded.

What you need to know?
==>To transfer funds to a friend, using same bank as you or to other bank, all you have to do dial the code associated to your bank (will be given to you below) after which you follow the instructions there after.
==>You need to carry this out on the mobile phone number registered to your bank account.
==>Some banks require registration after which they will generate a pin code for you. Before this service can be activated on your account and linked to your phone number.
==>Just like in most mobile app transfer, transferring money on phone via ussd codes also have a daily, weekly limit but all depends on your bank.
==>This service is free to use. However, transfer charges may apply.
Nigerian Banks transfer code
Transfer USSD Code For 14 Nigerian Banks!

==>1. Guaranty Trust Bank (GTB) *737#
==>2. Fidelity Bank, dial *770#
==>3. First Bank*894#
==>4. Sterling Bank *822#
==>5. Skye Bank *389#
==>6. United Bank for Africa (UBA)  *389#
==>7. EcoBank  *326#
==>8. Zenith Bank  *966#
 ==>9. Stanbic Bank *909#
==>10. Wema Bank *322#
==>11. Diamond Bank *302#
==>12. For Diamond Yello Account holders Dial *710#
==>13. Unity Bank USSDFor Unity Bank *322#
==>14. Heritage Bank USSD *322#
==>15. Access Bank Bank *901#

That's all on that. You may also want to see all Nigerian banks USSD code to recharge your line on phone.

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